Finance Tools

Free Online 401k Calculator

Project your 401k retirement savings growth over time. Factor in employer matching, annual contributions, expected returns, and see how your nest egg grows until retirement.

Part of Yoopla's 445+ free browser tools.

401(k) Growth Calculator
Estimate your retirement savings.

Estimated Balance at Retirement

$885,978

How to Use 401k Calculator

  1. 1

    Enter your current age, retirement age, and current 401k balance

  2. 2

    Add your annual contribution and employer match percentage

  3. 3

    Set expected annual return rate and see projected savings at retirement

Frequently Asked Questions

What is a 401k?

A 401k is a tax-advantaged retirement savings plan offered by US employers. Contributions are made pre-tax, reducing your taxable income, and investments grow tax-deferred until withdrawal.

How much should I contribute to my 401k?

Financial advisors recommend contributing at least enough to get the full employer match (free money). Ideally, aim for 15-20% of your income including employer contributions.

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Free Online 401k Calculator | Yoopla