Free Online Budget Calculator
Plan your monthly budget with the 50/30/20 rule or custom categories. Track income vs expenses, identify savings potential, and build a personalized spending plan.
Expenses
Total Expenses
$1600.00
Remaining Balance
$1400.00
How to Use Budget Calculator
- 1
Enter your monthly income after taxes
- 2
Add your fixed expenses (rent, utilities, insurance)
- 3
Add variable expenses and see your budget breakdown with savings potential
Frequently Asked Questions
What is the 50/30/20 budget rule?▾
The 50/30/20 rule allocates 50% of after-tax income to needs (rent, food, utilities), 30% to wants (entertainment, dining out), and 20% to savings and debt repayment.
How do I start budgeting?▾
Track all income sources, list fixed monthly expenses first, then variable costs. The remaining amount is available for savings and discretionary spending.
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