Free Loan & Mortgage Calculator — Amortization Schedule
Calculate your monthly loan payments, total interest, and complete amortization schedule online. Perfect for mortgages, auto loans, and personal financing.
Part of Yoopla's 445+ free browser tools.
Loan Details
How to Use Loan Calculator
- 1
Enter the loan amount (principal) you want to borrow.
- 2
Set the annual interest rate as a percentage.
- 3
Choose the loan term in months or years.
- 4
View your monthly payment, total interest, and amortization schedule.
Frequently Asked Questions
How is the monthly payment calculated?▾
We use the standard amortization formula: M = P[r(1+r)^n]/[(1+r)^n – 1], where P is principal, r is monthly rate, and n is total payments.
Can I see an amortization schedule?▾
Yes. The calculator shows a full breakdown of each payment split into principal and interest over the entire loan term.
Does this work for mortgages?▾
Yes. This loan calculator works for mortgages, auto loans, personal loans, and any fixed-rate amortized loan.
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