Investment Calculator - Compound Interest Calculator
Calculate investment growth with compound interest. See how your initial investment and monthly contributions grow over time with detailed year-by-year breakdown.
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Investment Calculator Guide
Initial Investment: One-time starting amount you invest today.
Monthly Contribution: Amount you add to investment each month.
Annual Return: Expected yearly growth rate (7-10% is typical for stocks).
Compound Frequency: How often interest is calculated and added. More frequent = higher returns.
Note: This calculator assumes consistent returns. Actual investment returns vary and past performance doesn't guarantee future results.
How to Use Investment Calculator
- 1
Enter initial investment amount.
- 2
Set monthly contribution (optional).
- 3
Choose investment period in years.
- 4
Enter expected annual return rate.
- 5
Select compound frequency and calculate.
Frequently Asked Questions
What is compound interest?▾
Compound interest is interest calculated on both the initial principal and accumulated interest from previous periods. It causes investments to grow faster over time.
What is a realistic annual return rate?▾
Historical stock market returns average 7-10% annually. Conservative estimates use 6-7%, while aggressive growth might assume 10-12%. Past performance does not guarantee future results.
Why does compound frequency matter?▾
More frequent compounding (monthly vs. annually) means interest is calculated and added more often, leading to slightly higher returns over time.
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